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Investor Presentaiton

Fulfilling the needs of customers digitally and increasing engagement 13 MBANK/IBANK* Number of monthly active users** Number of transactions MILLIONS 9:41 Search Total Available Amount 4,652.23 Operations Visa Gold 2,744.00 0000 THOUSANDS +31.6% +57.0% +7.5% +17.2% 9:41 41.3 959 892 853 766 729 35.4 35.3 Categories 30.2 26.3 64.3% 61.2% 62.4% Payments 58.8% 56.0% 65.600 Jun-21 VISA . Payments Transfer to Own Accounts PLUS 8,744 MR Poets 26,744 Deposits and Liabilities Lubdres 9,744.000 Deposts 7,060.000 Best Mobile Banking App in Central and Eastern Europe (Global Finance, 2022) Sep-21 Dec-21 Mar-22 Jun-22 2Q21 3Q21 4Q21 1Q22 2Q22 Google play App store Number of monthly active users mBank iBank 4.7 4.8 Share in monthly active customers (individuals) Daily active users/ 45.8% monthly active users +5.6 ppts y-o-y Average number of transactions per month in mBank Customer Satisfaction 13.4m +58.7% y-o-y Score 91% * Information on this slide depicts the use of mobile and internet banking platforms by individual clients. ** Monthly active user - at least one login within the past month in mBank or iBank.
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