Investor Presentation Q3FY23

Consolidated PAT kotak cr Q3FY23 Q3FY22 Q2FY23 FY22 Bank & Subsidiaries Contribution Kotak Mahindra Bank 2,792 2,131 2,581 8,573 Insurance, 8% Capital Market, 7% Kotak Mahindra Prime 225 254 222 886 Kotak Mahindra Investments 86 111 78 371 Assets Mgmt & Others, 5% Kotak Securities 241 270 224 1,001 Kotak Mahindra Capital 28 103 22 245 Q3FY23 Kotak Mahindra Life Ins 330 247 270 425 Other Lending Related Entities, 10% Kotak Mahindra General Ins (27) (17) (17) (83) Kotak AMC and TC 150 149 106 454 International Subs 22 41 5 118 Bank, 70% BSS Microfinance 82 26 70 83 Others 37 22 11 92 Bank & Subsidiaries 3,966 3,337 3,571 12,165 Affiliates 36 66 29 158 Inter co. Adjustments (7) 0 8 (234) Consolidated PAT 3,995 3,403 3,608 12,089 3

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