FY22 Results - Investor Presentation
Group P&L
| P&L walk
NIM
Noll %
CTI
Effective Tax Rate
FY22
2.05%
29.8%
44.9%
11.5%
FY21
1.90%
35.5%
46.8%
-6.5%
YoY
Growth
(3,826)
▲ 8%
▼(14%)
>100%
2%
▼(1%)
▲ 5%
(33%)
▲ 38%
(8%)
48%
(19%)
▲ 56%
242
4,788
97
17
227
371
19
22
1,503
RM' mil
One-off
items¹
Net Interest Non-Interest Net mod Total
Expenses
PBP Impairment
PBT
Tax & Zakat
PAT
MI
PATMI
Income
Income
FY22
0
3,137
1,390
impact Income
139
4,665
FY21
4,788
2,894
1,617
41
4,552
2,094
2,1112
2,571
766
1,805
210
1,595
92
1,503
2,441
1,137
1,305³
229
1,076³
114
9623
Positive growth in FY22
Contraction in FY22
1.
2.
3.
One-off items include Settlement, Goodwill and other impairment of RM4,767mil and Settlement-related legal and professional expenses of RM21mil
FY21 Expenses exclude one-off Settlement-related legal and professional expenses
Excluding one-off items
AmBank Group
FY22 Results - Investor Presentation
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