Investor Presentaiton
Leading Bank in the Americas
7th largest bank by assets¹ in the Americas
FY23 HIGHLIGHTS
FY23 YTD
FY 2022
MEDIUM TERM
FINANCIAL OBJECTIVES
Reported Adjusted Reported Adjusted
All-Bank
Objectives
Net Income ($Bn)
6.1
6.8
10.2
10.7
EPS
Growth
7%+
EPS ($)
4.76
5.28
8.02
8.50
ROE²
14%+
Revenue ($Bn)
24.0
31.4
31.8
Operating
Return on Equity²
Positive
11.5%
12.7%
14.8%
15.7%
Leverage
Productivity Ratio²
56.7%
56.4%
52.8%
52.5%
Strong
Capital³
Levels
Total Assets ($T)
1.40
1.35
Mexico
CET1 Ratio³
12.7%
11.5%
Colombia
LOANS MARKET SHARE 5
FY2022 EARNINGS BY
MARKET 8
Canada6
#3
Peru
C&CA-Other
USA7
U.S.A
USMCA
Top 10 FBO
494%
8%
Chile
Pacific
Alliance
Countries Chile
(PAC)
Mexico
Peru
#5
22%
$9.9Bn
#3
PAC
#3
Colombia
#6
62%
Canada
1 Ranking by asset as at Aug 15, 2023, Bloomberg; 2 Refer to page 53 of the Management's Discussion & Analysis in the Bank's Third Quarter 2023 Report to Shareholders, available on http://www.sedarplus.ca, for
an explanation of the composition of the measure. Such explanation is incorporated by reference hereto; 3 This measure has been disclosed in this document in accordance with OSFI Guideline - Capital Adequacy
Requirements (February 2023); 4 Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's Third Quarter 2023 Report to Shareholders, available on http://www.sedarplus.ca;
5 Ranking based on market share in loans as of June 2023; except Canada as of April 2023 and Colombia as of April 2023; 6 Top 3 Canadian Retail and Commercial bank by market share in loans; 7 Ranking by assets
as of March 2023; 8 Net income attributable to equity holders of the Bank for the 12 months ended October 31, 2022View entire presentation