LRS 2023-27 Execution Plan

15 megatrends from a long-range perspective BAJAJ FINANCE LIMITED India stack (2) Account Aggregator ONDC Technology (5) Platform (4) Social as a platform Rewards as a platform Offline to Online Hyper personalization Product (4) Augmented reality Pre-owned Monetizing digital assets UPI as open architecture Bajaj+ Data privacy CX - Customer experience practice Vernacular Voice 21

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