Q1FY24 Performance and Strategic Initiatives
VYOM
यूनियन बैंक
ऑफ इंडिया
भारत सरकार का उपक्रम
S
Union Bank
of India
A Government of India Undertaking
G20
2023 INDIA
in crore
Robust & diversified Credit Growth
Overview
Composition%
Particulars
Jun-22 Mar-23 Jun-23 YOY(%)
Particulars
Guidance
Gross Advances 7,28,635 8,09,905 8,18,457
12.33
Retail
Q1 Highlights
Agriculture
- Domestic
7,09,904 7,85,302 7,93,448
11.77
MSME
Business
- Overseas
18,731 24,603
25,009 33.52
LC & Others
Jun-22 Mar-23 Jun-23 YoY(%)
1,39,410 1,59,702 1,62,373
1,35,503 1,51,993 1,53,615 13.37
1,11,195 1,25,022 1,27,745 14.88
3,42,527 3,73,188 3,74,724
16.47
56%
44%
9.40
■ RAM
■LC & Others
Financials
Asset Quality
Capital
Adequacy
Fin. Inclusion &
ESG
Strategic
Initiatives/Outcome
Group Entities
Retail %
18.0
Consistent & sustained growth in RAM Advances
Retail-Bureau Scores (%)
3
Education Loans
Gold Loans
36234
7.1
39
TIIT
49.6
8
9829
8.8
58
7373
6.1
10.4
55413
■ Home Loans
■ Vehicle Loans
■ Education Loans
Awards
■ Personal Loans
■ Mortgage Loans
■ Others
Jun-22
Jun-23
Jun-22
Jun-23
■>=750
■ 700-749
■ <700
L 33.31%
YOY
52.93%
YOY
LO
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