Financial Performance Overview

Credit Cards - Portfolio Trends Retail Spend # Consumer Loans ('000) 929 855 841 861 27,484 27,207 24,963 25,228 24,852 25,588 25,596 753 11,809 11,836 12,908 11,136 11,645 11,729 12,656 327 311 291 Q3'22 Q4'22 Q1'23 Q2'23 Oct'22 Retail Spend/Card Nov'22 Dec'22 Retail Spend/Active Card Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Oct'22 Nov'22 Dec'22 30 Day Retail Active 47% 47% 45% E-com Spend Share* 46% 47% 46% 47% 55% 57% 55% 57% 58% 56% 59% 59% Q3'22 Q4'22 Q1'23 Q2'23 Oct'22 Nov'22 Dec'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Oct'22 Nov'22 Dec'22 Retail spends Increased YoY and QoQ * Q1'23 & Q2'23 values reinstated 36 # Retail Spend parameter are measured as of qtr end apno ka bank | RBL Bank

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