2nd Quarter and 1st Half 2022 Results slide image

2nd Quarter and 1st Half 2022 Results

GLOBAL BANKING AND INVESTOR SOLUTIONS HALF YEAR RESULTS Global Markets and Investor Services Financing and Advisory Lyxor Total Global Banking and Investor Solutions (1) In EURM H122 H121 Net banking income 3,707 3,040 Operating expenses (2,692) (2,395) Gross operating income 1,015 645 Change H122 +17.3%* 1,611 +9.1%* (1,045) (908) +46.4%* H121 Change H122 1,355 +14.7%* +13.6%* H121 Change H122 H121 Change 104 5,318 4,499 +18.2% +16.5%* (88) (3,737) (3,391) +10.2% +10.3%* 566 447 +16.8%* 1 16 1,581 1,108 +42.7% +34.3%* Net cost of risk 3 0 n/s (266) (18) x 14.3* 0 (263) (18) x 14.6 x 14.2* Operating income 1,018 645 +46.8%* 300 429 -35.6%* 16 1,318 1,090 +20.9% +13.7%* Income tax (234) (149) (21) (73) (3) (255) (225) Net income 787 499 +46.7%* 279 356 -27.4%* 12 1,066 867 +23.0% +15.8%* Non controlling Interests 22 14 0 0 0 22 Group net income 765 485 +46.6%* 279 356 -27.4%* 12 1,044 Average allocated capital C/Iratio 7,808 7,676 6,574 5,721 91 14,386 73% 79% 65% 67% 85% 70% 14 853 13,492 75% +22.4% +15.2%* *When adjusted for changes in Group structure and at constant exchange rates (1) Excluding Private Banking activities as per Q1 22 restatement (France and International). Excludes other businesses transferred following the disposal of Lyxor SOCIETE GENERALE 2ND QUARTER AND 1ST HALF 2022 RESULTS |3 AUGUST 2022 84
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