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Investor Presentaiton

For personal use only CAPITAL INVESTMENT1 TRANSFORMATION INVESTMENT CONTINUES SUMMARY • • Major capital investment in 2H21 with projects moving from discovery to development $10m in cards management system has been partner funded Assets of the combined entity has an average useful life of 6.1yrs, with an average remaining life of 3.6yrs² Investment capex envelope for combined organisation expected to be c.$115m $120m in FY222 - Amortisation for combined organisation anticipated to increase in FY22 with further increase in FY23 and then plateau in FY242 BOQD GROUP CAPITAL INVESTMENT ($M) 113 100 95 10 48 66 60 FY21 $103m 52 35 FY19 37 FY20 FY21 1H 2H Partner Funded Capital Investment SOFTWARE INTANGIBLE ASSET BALANCES ($M) 10 103 (39) 290 216 95 121 FY20 FY21 Software Investment Partner Funded Capital Investment Amortisation 193 97 FY21 Assets under construction Software intangible assets balance Bank of Queensland Limited 2021 Full Year Results Presentation (1) Excluding ME Bank (2) Including ME Bank 23
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