Financial Performance FY 2022

Key Financial Parameters Particulars Number of branches Number of Employees Gross Loan AUM (*) Capital Adequacy Ratio (%) Total Revenue (*) Total Expense (*) Profit Before Tax (7) Muthoot Money Muthoot Finance (in millions) FY 2022 FY 2021 68 14 241 188 2,071 3,668 46 29 456 697 544 656 (88) 41 Profit After Tax (*) (66) 37 Stage III Loan Assets 137 314 % Stage III assets on Gross Loan Assets (AUM) 6.61 8.56 Stage III ECL Provision 51 129 ECL Provision 61 172 ECL Provision as a % of Gross Loan Assets (AUM) 2.93 4.68 Shareholders Funds (*) 1,035 1,099 Total Outside Liabilities (*) 1,233 2,789 Total Assets (₹) 2,268 3,888 72

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