Executive Summary Q3 FY21

Quarter gone by BAJAJ B FINSERV A quarter marked by granular business recovery, significant improvement in risk metrics, tracking implementation of business transformation plan and putting into motion a plan for pre-COVID growth and financial perform ance from Q1 FY22. ROE Net NPA * AUM Opex to NII PAT Q3 FY21 1,43,550 Crore Yo Y Grow th 32.3% Q3 FY20 33.8% (1%) Yo Y Growth (29%) 1,146 Cr 3.3% Q3 FY20 5.9% This NPA is based on Hon'ble Supreme Court's interim order of not classifying NPA. *Not annualized 0.19% Q3 FY20 0.70% 4

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