Santander Group Strategy Update
SCALE /
DIVERSIFICATION
Our existing 3 global businesses make our local
banks more competitive, leveraging network effects
High growth, high profitability businesses
Growing profitability
Higher growth
prospects
Medium-term goals
RoRWA5
RoRWA
'15
'18
revenue CAGR6
Corporate
Banking
& Investment
42% of client revenues
1.3%
1.8%
c.8%
are cross border³
Wealth
>4Mn potential Private
7.4%
7.8%
c.10%
Management1
Banking customers in our core
markets
Consumer
Finance2
c.50% of total auto assets through
2.3%
2.3%
c.3%
global OEMs4 partnerships
(1) Wealth Management including Insurance.
(2)
(3)
Global Consumer Finance including SCF, UK LatAm consumer finance operations and SCUSA.
Revenues generated from customers Santander CIB perimeter
Santander
19
(4) Original Equipment Manufacturer.
(5) 2015 figures in constant euros from 2018.
(6)
Figures in constant euros.View entire presentation