Investor Presentaiton

Arion is positioned in the most attractive customer segments with a strong and diversified product offering Operating in an attractive market With a unique position And a track record of delivering Integrated model with diverse key products in-house, offering strong opportunities for synergies Known for innovation - digital at the core and a customer first focus Top corporate and institutional bank in Iceland with a clear focus on capital efficient operations Mandatory pensions Supplementary pensions Pension fund operations 、 Pension Retail Banking Mortgages Car loans Consumer lending Deposits Individuals SMEs Stefnir Corporate & UCITS funds Institutional investor funds Private equity funds 自 Investment Banking Corporate banking Corporate finance Investment banking SMEs Private debt funds Specialized lending Corporates Institutional investors 387,758 Servicing half of the Icelandic population 190,000 Arion customers and over half of Icelandic corporations 29,000 Arion customers 49,826 8 Sources: Statistics Iceland YE 2023, Iceland Revenue and Customs Private insurance Corporate insurance Vörður Markets Brokerage Asset management Private banking Premia

View entire presentation