Trading Results & Economic Outlook

NIAT Excluding Divestitures 9,409 -6542 FY20-OVER-FY191 All-Bank -21% Y/Y 8,755 6,961 -602 6,901 FY19 Adj. NIAT Divestitures Related NIAT FY19 Adj. NIAT ex. Divestitures FY20 Adj. NIAT Divestitures Related NIAT FY20 Adj. NIAT ex. Divestitures 1 Refer to Non-GAAP Measures on slide 40 for adjusted results 2 Includes divestiture related NIAT of $60 million in FY20 for International Banking (FY19: $630 million); $nil in FY20 for Global Wealth Management (FY19: $17 million) and $nil of non-controlling interest for FY20 (FY19: $6 million) 25

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