Santander Financial Performance Update
SBNA: QUARTERLY AVERAGE BALANCE SHEET
1Q21
4Q20
QoQ Change
1Q20
Average
Balance
Yield/
Rate
Average
Balance
Yield/
Rate
Average
Yield/
Average
Yield/
Balance
Rate
Balance
Rate
($ in Millions)
Assets
Deposits and investments
$ 24,937
0.86% $ 23,621
1.02% $ 1,316
(0.16%)
$ 19,703
2.05%
Loans
54,811
3.49%
54,913
3.56%
(102)
(0.07%)
55,011
4.10%
Allowance for loan losses
(1,205)
---
(1,239)
34
(886)
Other assets
8,755
8,939
(184)
10,311
Total assets
$ 87,298
2.44% $ 86,234
2.55%
$
69
1,064
(0.11%)
$ 84,139
3.16%
Liabilities and stockholder's equity
IB demand deposits
$
NIB demand deposits
Savings
Money market
11,049
17,669
4,989
0.05% $ 10,245
0.06%
$
804
(0)
$
SA
8,817
0.48%
17,405
264
12,206
0.04%
4,685
0.04%
304
0.00%
3,777
0.07%
34,665
0.21%
33,842
0.29%
823
(0.08%)
28,648
1.02%
Certificates of deposit
3,341
1.17%
3,863
1.40%
(522)
(0.23%)
7,723
1.74%
Borrowed funds
1,109
0.63%
1,466
0.64%
(357)
(0.01%)
6,910
2.26%
Other liabilities
2,473
2,705
(232)
2,385
Equity
12,003
12,023
$
(20)
13,673
Total liabilities and stockholder's equity
$
87,298
0.15%
$ 86,234
0.20%
$
1,064
(0.05%)
$ 84,139
0.74%
NIM
2.51%
2.58%
(0.07%)
2.72%
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