Retail Banking Financial Update
LOAN PORTFOLIO BREAKDOWN
30
RETAIL BANKING | DEC-20
JSC Bank of Georgia standalone
GEL MILLIONS
CORPORATE AND INVESTMENT BANKING | DEC-20
JSC Bank of Georgia standalone
GEL MILLIONS
2.7%
8,982
247
3.2%
2.9%
4,803
140
1.6%
963
16
4,969
160
4,013
87
2.2%
Loan portfolio
Allowance for ECL
ECL rate
FC GEL
Amounts in GEL millions
GEL loans*
FC loans not exposed to FC risk
FC loans exposed to FC risk
Total
* Includes credit cards
124
3,840
3.2%
Loan portfolio
Allowance for ECL
FC GEL
ECL rate
RB Loan
portfolio
4,969
643
% of total RB
loan portfolio
55.3%
Consumer
CB & WM Loan
% of total CIB
Mortgages
SME & Micro
loans*
portfolio
loan portfolio
1,699
1,816
7.2%
493
88
1,454
62
963
20.0%
1,962
40.9%
3,370
37.5%
1,541
218
1,610
1,878
39.1%
8,982
100.0%
3,734
2,122
3,126
4,803
100.0%View entire presentation