BRI Performance Highlights and Green Initiatives
Performance Highlight: Consolidated vs Bank Only
Bank Only
(IDR Billion)
BRI
Consolidated
Description
2021
2022
g YoY
2021
2022
g YoY
Total Assets
1,572,761
1,750,995
11.3%
1,678,098
1,865,639
11.2%
Total Loans & Financing (Gross)
943,703
1,029,803
9.1%
1,042,867
1,139,077
9.2%
Total Deposits
1,127,849
1,300,776
15.3%
1,138,743
1,307,884
14.9%
Net Profit
32,215
47,828
48.5%
30,756
51,408
67.1%
NPL (gross)
3.08%
2.82%
-0.27%
3.00%
2.67%
-0.32%
NPL Coverage
Credit Cost
278.1%
291.5%
13.39%
281.2%
305.7%
24.57%
3.42%
2.47%
-0.95%
3.78%
2.55%
-1.23%
CASA
63.30%
66.92%
3.62%
63.08%
66.70%
3.63%
LDR
83.67%
79.17%
-4.50%
83.53%
78.82%
-4.70%
COF
2.05%
1.87%
-0.18%
2.36%
2.06%
-0.30%
NIM
6.89%
6.80%
-0.08%
7.70%
7.85%
0.15%
Cost to Income Ratio (CIR)
43.26%
41.95%
-1.30%
48.56%
47.38%
-1.18%
Operating Expense to Operating Income
74.30%
64.20%
-10.10%
78.54%
69.10%
-9.44%
ROA after tax
2.23%
3.03%
0.79%
2.13%
3.01%
0.88%
ROE B/S
14.09%
16.76%
2.67%
13.86%
17.63%
3.78%
Total CAR
25.28%
23.30%
-1.98%
27.16%
25.54%
-1.62%
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