1Q 2023 INVESTOR PRESENTATION

Net Profit Margin مصرف الإنماء alinma bank Average balance of investments and financing grew 15%; while net profit margin saw an increase of 49bps YoY Average Balance of Investments & Financing (SARbn) +15% Net Profit Margin YTD (%) +49bps 160.7 162.5 170.8 178.9 185.2 3.31% 3.42% 3.59% 3.62% 3.80% 129.7 129.3 136.6 142.7 149.2 31.0 33.3 QoQ 1Q 22 +1% 2Q 22 Investments 34.1 +5% 3Q 22 36.2 35.9 +5% 4Q 22 Financing +3% 1Q 23 Net Profit Margin Movement YoY (%) +49bps 2.21% 3.31% 0.17% -1.88% SAIBOR: 3M Average Trend (%) 6.0% 4.0% 3.15% 2.74% 3.80% 1.39% 2.0% 1Q 22 1H 22 9M 22 FY 22 1Q 23 +11bps +16bps +3bps +18bps 5.49% 5.27% 0.0% Net profit margin Investments Financing yield yield COF rate Net profit margin 1Q 22 1H 22 9M 22 FY 22 1Q 23 1Q 22 1Q 23 *Comparatives are reclassified to align with the 1Q 2023 financial statements 1Q 2023 INVESTOR PRESENTATION Management Commentary ■ Average balance of investments and financing grew 15% YoY. ■ The net profit margin increased by 49bps YoY to 3.80%. Average 3M SAIBOR increased 22bps during 1Q 2023 and 410bps YoY. 28/48

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