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Investor Presentaiton

Strong capital and leverage ratios Reported Common Equity Tier 1 CAR |||| UOB 15.9% 15.5% 15.3% I 14.3% 14.3% 14.0% 13.6% 13.3% 13.0% 12.6% 12.5% 12.4% 11.7% HSBC OCBC MBB UOB DBS SCB TD CIMB BOA CBA¹ RBC NAB¹ Citi | Return on Average Equity (annualised) 9.0% 12.4% 8.1% 10.2% 15.4% 10.6% 14.3% 12.0% 12.3% 13.2% 18.6% 10.6% 17.2% Reported Leverage Ratio 7.8% 1 7.5% 7.2% 7.0% 6.7% 6.0% 6.0% 5.4% 5.1% 4.8% 4.5% OCBC UOB BOA Citi DBS СВА1 NAB1 HSBC SCB RBC TD Source: Company reports Banks' financials were as of 31 Mar 21, except for those of RBC, TD (31 Jan 21), CBA, CIMB and Maybank (31 Dec 20) 1. NAB's and CBA's Tier 1 CARS based on APRA's standards; their respective internationally comparable ratio was 17.0% (31 Mar 21) and 18.7% (31 Dec 20) 23
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