Investor Presentaiton
International Retail: Loans and Provisions
MEXICO
CHILE
550
591
321
279
Markets with
428
191
329
181
Greater
280
228
Impaired Avg.
238
248
Weighting to
173
278 bps
175
190
Secured
251
250
267
253 243
205
179
120
Q1/20 Q2/2003/2004/20 Q1/21 Q2/21 Q3/21 Q4/21
Markets with
Greater
Weighting to
Unsecured
Impaired Avg.
942 bps
PERU
2,436
CARIBBEAN AND
CENTRAL AMERICA
556
457
Impaired Avg. Impaired Avg.
126 bps
240 bps
326 300
261
221
212
178
81 70
62
64
231 221
204 216
195
87
67
58
170
195
170
54
31
Q1/20 Q2/20 Q3/20 Q4/20 Q1/21 Q2/21 Q3/21 Q4/21
COLOMBIA
1,552
1,588
1,338
Q1/20 Q2/2003/2004/20 Q1/21 Q2/21 Q3/21 Q4/21
939
1,290 1,322 1,152
1,194
738
Impaired Avg.
970
760
439
361
667 bps
579
471
1,065
542
492
143
385
764
726
406
470 395
636
245
287
534
256
361
Q1/20 Q2/20 Q3/20 Q4/20 Q1/21 Q2/21 Q3/21 Q4/21
PCL as a % of avg. net loans (bps)²
Loan Balances Q4/21
Secured ($B)
Unsecured ($B)
Spot Total ($B)
Q1/20 Q2/20 Q3/20 Q4/20 Q1/21 Q2/21 Q3/21 Q4/21
PCLs on Impaired Loans as a % of avg. net loans (bps) 2
Average Impaired PCL % (Q1/20-Q4/21)²
Mexico
Peru
Chile
Colombia
Caribbean & CA
$11
$3
$19
$2
$9
$2
$5
$5
$4
$2
$13
$8
$24
$6
$11
Total³
$44
$18
$62
1 PCL excludes impact of additional pessimistic scenario
2 Refer to page 141 of the Management's Discussion & Analysis in the Bank's 2021 Annual Report, available on http://www.sedar.com, for an explanation of the composition of the measure. Such explanation is
incorporated by reference hereto
3 Total includes other smaller portfolios
34View entire presentation