KASIKORNTHAI Regulatory Capital and Financial Performance Update
K
KASIKORNTHAI
KIV Business Model
Mass Market
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Opportunity to Improve Profitability
KIV Business Model
Profitably Servicing the Mass Market
(Inclusive of Underbanked)
Major Financial
Services Categories
Bank's + Partner's Capabilities = Cost Down
•
Non-Corp Loans
Asset-Based
Investment
Insurance Brokerage
Deposit / Saving /
Source of Fund
Payment / Channels
e-Wallet Infrastructure
Group-Savings
e-Wallet
Payment Gateway
•
Loyalty Points
KAPTURE
LINE BK
TPP
KGP
ONE
LINE BK BUT
Over 15 Million Users
Key KBank's
Capabilities
888
K+
Over 20 Million
K Plus Users
Sales & Service Channel
(Selling / KYC)
%
Credit Scored
•
P2P Borrow-Lend
Value-Chain Based
.
Foreign Currency
kbao K
Over 10 Billion Baht
Note: According to BOT's Survey on Financial Inclusion, there were 45.5% usage, 49.5% self-exclusion, and 5% no-access.
บริการทุกระดับประทับใจ
K
KASIKORNTHAI
KIV's Economic Value
900 - 1,100
Economic Profit¹)
Million Baht
81
2022
2023
KIV's Investment Value²)
21,500
25,000 30,000
No. of Investment
6
14
Loan Book
37,000³)
40,000 45,000
層
Deposit Wallet
LINE BK T2P
To Be Launched
Data
Core IT
Back-End
Funding
ธนาคารกสิกรไทย
开泰银行 KASIKORN BANK
4,500 - 5,000
2026
65,000 - 70,000
14
75,000 80,000
Significantly increase KBank's corporate values
• Faster Speed and Efficiency of Business Operations
•
Better Cost Effectiveness
•
More Accessibility in Ecosystems
.
A Crucial Role to Boost KBank's ROE Performance
in the Next 3-5 Years
Note:
1) Economic Profits = Profit Sharing of Companies Under KIV + Net Interest Income from Loan to Companies Under KIV + Additional Sale and Service for KBank
2) Investment Value = Capital Injection + Accumulated Profit Sharing of Companies Under KIV + Realized and Unrealized Gains (Losses) on Investment
บริการทุกระดับประทับใจ
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