Financial Results Presentation

Liquidity Management: 30 June 2019 Well-diversified funding sources with stable Group liquidity risk indicators Funding Breakdown Borrowings and Capital Instruments by Currency Note: Liquidity Risk Indicators LDR LTF LTFELCR 144.9% 130.5% 132.4% 134.2% 145.4% FI Deposits, 6% Equity, 11% HKD, 9% IDR, CNY, 6% JPY, 9% SGD, 4% 94.4% 11% CNH, 4% 92.8% 92.7% 93.4% 92.4% Borrowings, 5% RM736.8 RM49.7 Others, billion Capital Instruments, billion 87.5% 4% 2% RM, 86.3% 86.2% 86.3% 85.4% 23% Customer Funding, USD, 30% 76% 77.3% 76.0% 76.1% 75.2% 75.9% By maturity: ≤ 1 Year 28% > 1 Year 72% • Customer Funding comprises Deposits from Customers & Investment Accounts of Customers. 12 Jun 18 Sep 18 Dec 18 Mar 19 Jun 19 Note: 1) BNM's minimum LCR requirement is 100% 2) LTF is gross loans divided by (deposits + borrowings subdebt) while LTFE's denominator is (deposits + borrowings + subdebt + equity + capital securities) 3) LDR, LTF & LTFE excludes loans to banks and Fls + Maybank

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