2022 Interim Results

ARTI 何 VEREACHE In the face of a new wave of the pandemic and unexpected changes in the international situation in the first half of 2022, China Construction Bank Corporation (CCB) conscientiously implemented the decisions. and arrangements of the CPC Central Committee and the State Council. Taking the enhancement of the "Three Capabilities" as the underlying principle and persisting in pursuing progress while ensuring stability, CCB strived to adhere to its digital approach, promote platform-based operations, continuously unleash the power of New Finance and achieve steadily improving business development while stabilising the economy. CCB saw rapid growth in assets and liabilities with total assets exceeding RMB 33 trillion, up 11.4%, and total liabilities up 12.2% to RMB 31 trillion. Core indicators remained positive. Net profit was RMB 161.7 billion, up 5.0 %, ROA was 1.01%, ROE was 12.59%, and NIM was 2.09%, maintaining its leading position in the industry. Asset quality was stable and controllable where the Group's NPL ratio was 1.40%, down 0.02 percentage points. from the beginning of the year. Allowances to NPLs was 244%, down 2 percentage points from the first quarter. ● 中国建设银行 China Construction Bank 3 2022 Interim Results

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