Investor Presentaiton

STRONG COMPETITIVE POSITION MARKET SHARE-GROSS LOANS MARKET SHARE-CUSTOMER DEPOSITS 38.8% 39.5% 39.0% 38.1% 41.2% 39.0% 38.9% 38.9% 33.5% 34.9% 34.9% 35.6% 36.3% 37.2% 37.8% 33.9% Dec-18 Dec-19 BOG Dec-20 Jun-21 Dec-18 Dec-19 Dec-20 Jun-21 Peer bank BOG Peer bank MARKET SHARE-LOANS TO INDIVIDUALS MARKET SHARE-DEPOSITS OF INDIVIDUALS 41.2% 40.0% 40.0% 39.4% 40.3% 40.3% 40.3% 38.4% 37.5% 38.8% 37.7% 38.3% 36.9% 37.9% 39.5% 39.6% Dec-18 Dec-19 Dec-20 Jun-21 BOG Peer bank Dec-18 Dec-19 Dec-20 Jun-21 BOG Peer bank Top two banks hold more than 70% of market share Bank of Georgia focuses on profitability, while maintaining solid market share Market share in deposits of and loans to individuals underlines the strength of Bank of Georgia's franchise Market data based on standalone accounts as published by the National Bank of Georgia 34

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