Q2 F2023 - Bank of the West Contribution & Financial Results
Bank of the West Loan Portfolio Overview
Gross Loans & Acceptances (GL&A) By Industry
(C$B, as at Q2 23)
Consumer Instalment and Other Personal
Residential Mortgages
Cards
Total Consumer
Commercial Real Estate
Service Industries
Manufacturing
Gross Loans &
Acceptances
20.9
12.7
•
•
•
0.7
34.2
•
12.2
BOTW portfolio adds $79B of GL&A, growing
and further diversifying our portfolio
43% Consumer; 57% Wholesale
High quality portfolio, with low watchlist
(2%) and impaired (0.5%)
Well-provisioned:
Initial allowance $705MM
10.7
-
Credit mark on acquisition $1.1B
7.9
Agriculture
3.7
Retail Trade
3.4
Wholesale Trade
2.8
Construction
1.8
Financial
0.9
Transportation
0.9
Other Business and Government¹
0.7
Total Business and Government
Total GL&A
45.0
79.3
1 Other Business and Government includes all industry segments that are each <1% of total BOTW loans
BMOM
•
Risk Review May 24, 2023
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