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Investor Presentaiton

New Debt Facility: Key terms Structure RETAIL FOOD GROUP Lender Process and conditions precedent Notional Amount Term Interest rate Fees Covenants Timeframe to completion Security Page 16 Washington H. Soul Pattinson Limited (ASX:SOL). WHSP continues to be a supportive shareholder of RFG and is participating in the Placement. WHSP had a 7.9% shareholding in the Company prior to the Transaction. Following its participation in the Placement, WHSP has retained a 7.9% shareholding in the Company. RFG undertook a market sounding process with potential debt providers. Following this, the Board chose to proceed with WHSP. A binding term sheet has been executed by WHSP and RFG. Drawdown of the New Debt Facility remains subject to negotiation and execution of full form facility documentation and satisfaction of customary conditions precedent to drawing for a facility of this nature, and the completion of the Placement utilising RFG's remaining placement capacity under ASX Listing Rule 7.1. $20.0 million Full draw down to occur on completion. To occur no later than 28 April 2023, at which time the available commitment shall be cancelled in full. 3 year term loan (on arm's length commercial terms). Margin: 7.5% for the first 6 months. 7.5% to 6.5% based on net leverage ratio thereafter. Establishment fee: $600,000 Costs and expenses of the lender: $250,000 Quarterly testing of: Net leverage ratio. Interest coverage ratio. c.4 weeks First ranking security over all Group assets, subsidiaries, and undertakings. Cross guarantees also required.
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