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Banking Lifecycle

POTENTIAL OF BRANCH NETWORK HDFC BANK Leveraging the power of branches banking - well poised for sourcing deposits Branch deposits compound with time >60% branches less than 10 years old – at an inflection point - 34 > 25x Branches (#) 3,081 1x 3x 10x 1,689 2,287 hi. Less than 5 years 5-10 Years - 10 15 Years 15+ years Less than 5 years 5 - 10 Years 10-15 Years 764 15+ years HDFC Bank Presentation, May 2023
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