Banking Sector Financial Highlights

Strong capital position at Bank of Georgia Evolution of capital ratios during 3Q23 Figures given for JSC Bank of Georgia standalone All currency data are in GEL m unless otherwise stated 30 June 3Q23 2023 profit Business Currency Capital growth impact distribution Capital facility 30 Sep 2023 impact min requirement Minimum requirement (30 Sep Buffer above Potential impact of a 10% GEL devaluation 2023) CET1 capital adequacy ratio 18.7% 1.6% -0.7% -0.1% -1.0% 0.0% 18.5% 14.7% 3.8% -0.9% Tier1 capital adequacy ratio 20.6% 1.6% -0.8% -0.1% -1.0% 0.0% 20.4% 16.9% 3.5% -0.9% Total capital adequacy ratio 22.6% 1.6% -0.9% 0.0% -1.0% 0.3% 22.7% 19.9% 2.8% -0.8% Risk-weighted assets +3.9% 20,104 20,881 Jun-23 Sep-23 In January 2023, the NBG transitioned to IFRS-based accounting The full loading of Basel III capital requirements was completed in March 2023 34

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