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Investor Presentaiton

MORGAN STANLEY BANK ASIA LIMITED NOTES TO THE FINANCIAL STATEMENTS Year ended 31 December 2020 32. POST-EMPLOYMENT BENEFITS Defined contribution plans The Morgan Stanley Group operates the Morgan Stanley Defined Contribution Plan (the "Plan"), which requires contributions to be made to funds held in trust, separate from the assets of the Company. The Plan is a defined contribution plan. Additionally, the employees of the Branch are members of a state-managed retirement benefit plan, the Central Provident Fund, operated by the Government of Singapore. The Branch is required to contribute a specified percentage of payroll costs to the retirement benefit scheme to fund the benefits. The only obligation of the Branch with respect to the retirement plan is to make the specified contributions. The defined contribution pension charge recognised within 'Staff costs' and 'Directors' remuneration' in 'Other expense' in the income statement was US$6,005,000 for the year (2019: US$5,644,000) of which US$302,000 was accrued at 31 December 2020 (2019: US$243,000). 33. RELATED PARTY DISCLOSURES Parent and subsidiary relationships Parent and ultimate controlling entity The Company's immediate parent undertaking is Morgan Stanley Hong Kong 1238 Limited, which was incorporated in Hong Kong. The ultimate parent undertaking and controlling entity and the largest group of which the Company is a member and for which group financial statements are prepared is Morgan Stanley. Morgan Stanley is incorporated in the State of Delaware, the United States of America. Copies of its financial statements can be obtained from www.morganstanley.com/investorrelations. 58 58
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