Canadian Banking and Mortgage Portfolio Overview

Scotiabank in Peru Including all Business Segments Footprint Customers¹ Employees¹ Branches1 31.5% 4.0 million 12,000 314 Balance and Market Position Loan Market Share4 Average Average Loans Deposits 18.1% $22 $19 billion billion Market Position by Loans4 19.5% 18.1% 12.0% Financial Total NIAT 2,5 ROE3 Productivity³ BCP Performance BCP BBVA BBVA Scotia Interbank $795 24.5% 36.0% million NIAT5 Productivity Ratio Operating Leverage +12% CAGR 40.0% 810 7.9% 39.3% 688 604 572 6.8% 5.0% 37.5% 2016 2017 2018 2019 All figures in CAD$ Constant currency 1 Including subsidiaries 2 Adjusted; for the LTM ended January 31, 2020 not adjusted for currency 3 Adjusted; for the LTM ended January 31, 2020 4 Market share as of December 2019. Scotiabank includes SBP, CSF and Caja CAT 5 After NCI on an adjusted basis 35.2% 1.8% 2016 2017 2018 2019 2016 2017 2018 2019 38

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