Investor Presentaiton

Our customers are hardworking Americans. Customer Attributes¹ Use of Loan Proceeds² ~10 YEARS In same residence ~40% Homeowners $65,000 - $70,000 Annual gross income -50% Same job for 5+ years Employed in stable industries Top 5 industries2: • Healthcare & Social Services Manufacturing Education Transportation & Warehousing Government and Public Administration ~90% Have checking account² OneMain Financial. Note: Use of loan proceeds figures may not sum due to rounding. 1. Source: Internal portfolio data as of June 30, 2023. 2. OneMain Financial New Customer Satisfaction Survey, based on 2Q2023 originations. Other 11% Family related 12% 11% Home repair 12% 18% Auto related Debt consolidation 36% Unexpected household expenses -90% Customer satisfaction² Same or next day Customer receive funds 9

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