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Investor Presentaiton

Santander, a leading financial group Q1'21 Highlights Total assets (EUR billion) 1,563 924 The Santander Way remains unchanged, continuing to deliver for all our stakeholders Customer loans (EUR billion excluding reverse repos) An engaged Customer deposits + mutual funds (EUR billion excluding repos) 1,007 and motivated team... generates customer loyalty... Branches 10,817 Q1'21 Net operating income (pre-provision profit) (EUR million) 6,272 。 Q1'21 Underlying attributable profit (EUR million) 2,138 We create value for all our stakeholders Q1'21 Attributable profit (EUR million) 1,608 Market capitalization (EUR billion; 31-03-21) 50 00 MM People (headcount) 190,175 Customers (millions) >148 ... and support for our communities, motivating our team. ... leading to strong financial results for our shareholders... Shareholders (millions) 3.9 00 Communities in 2019-2020 (million people financially empowered) 4.9 Santander Simple Personal Fair 4
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