FY22 Results - Investor Presentation
Loans
| Loans by stages
Loans by ECL Stages (RM' bil)¹
Breakdown by Business Segments (%)
Stage 1
Stage 2
Stage 3
Stage 1 BNM 6-month
blanket loan
moratorium
Targeted Repayment
PEMULIH
Assistance
WB
106.9
110.1
110.7
112.7
113.5
113.4
117.1
120.0
2%
2%
2%
2%
2%
1%
1%
BB
1%
RB
12%
12%
13%
13%
13%
15%
13%
13%
86%
86%
85%
Q1FY21 Q2FY21 Q3FY21 Q4FY21
Q1FY22 Q2FY22
Q3FY22 Q4FY22
86%
86%
85%
85%
85%
84%
86%
86%
Stage 2
RB
BB
WB
14%
13%
12%
Q1FY21 Q2FY21 Q3FY21
Q4FY21
Q1FY22
Q2FY22
Q3FY22
Q4FY22
Q1FY21
Q2FY21 Q3FY21 Q4FY21
Q1FY22 Q2FY22
Q3FY22
Q4FY22
Loans
(RM'bil)
Q1FY21 Q2FY21
Q3FY21
Q4FY21
Q1FY22
Q2FY22 Q3FY22 Q4FY22
Stage 3
Stage 1
92.1
95.3
93.8
95.8
96.8
95.1
100.3
103.0
WB
BB
Stage 2
13.0
13.1
15.0
15.1
15.0
16.6
15.2
15.3
RB
Stage 3
1.8
1.7
1.9
1.8
1.7
1.7
1.6
1.7
Total
1.
2%
1%
1%
106.9
110.1
110.7
112.7
113.5
113.4
117.1
120.0
Q1FY21
Q2FY21 Q3FY21 Q4FY21 Q1FY22 Q2FY22
Q3FY22
Q4FY22
Following a review on classification, unrated bonds and sukuk reclassified from loans to financial investments
resulting in 24-month retrospective restatement from Apr 20 (Q1FY21)
AmBank Group
FY22 Results - Investor Presentation
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