Financial Performance Review Q1 FY21
Q1 FY21 Financial Highlights
Total Revenue growth of 6% YoY in Q1 FY21
NII grew 27% YoY in Q1 FY21; Other Income decreased 31% YoY in Q1FY21 primarily
due to lower credit card fees and credit offtake
NIM at 4.85% in Q1 FY21 vs. 4.31% in Q1 FY20 (4.93% in Q4 FY20)
PPOP growth of 14% YoY in Q1 FY21 to Rs. 690 crore despite COVID affected quarter,
reflecting the strength of the franchise
Net Profit, Rs. 141 crore in Q1 FY21 (Rs. 114 crore in Q4 FY20)
Advances were flat YoY at Rs. 56,683 crore; Wholesale: Non - Wholesale mix at 47:53
Deposit growth, 7% sequentially in Q1 FY21 (2% YoY growth) to Rs. 61,736 crore; LCR
at 164% for the quarter; Surplus liquidity currently at Rs. 13,600 crore
CASA grew sequentially and YoY to Rs 18,566 crore ; CASA Ratio crossed 30% in
Q1FY21
GNPA at 3.45% vs. 3.62% in Q4 FY20, NNPA at 1.65% vs. 2.05% in Q4 FY20
PCR at 70.5% in Q1 FY21 vs. 64.0% in Q4 FY20 and 58.1% in Q3 FY20
Total customer base stable at 8.44 million
apno ka bank | RBL Bank
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