Investor Presentaiton

Management Vision 2025: PFL Standalone Performance well ahead of long-term guidance P Vision 2025 To be amongst the Top 3 NBFCs in consumer and MSMES Risk-calibrated accelerated growth, ~3x of FY21 AUM On the right track (Q3FY23 status) Product diversification to have large presence in chosen segments. Leadership in select products achieved. AUM @ 1.3x of FY21 | Focused AUM @ 2.7x of FY21 Amongst the lowest COF in the industry ~250 bps Reduction in borrowing cost Achieved To continue to be amongst the lowest cost borrower Best-in-class Asset Quality; Net Stage 3 < 1% Achieved Net NPA @ 0.89% as on 31st Dec'22 8

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