Investor Presentaiton

The main characteristics of the debt Loans Distribution bonds/loans Type % Currency distribution Public entities Private entities 23.30% 76.70% Total % Loans 39.53 Bonds Bonds 60.47% Loans 39.53% Type Euro Foreign currency % 100.00 0.00 Euro 100% Total % Bonds 60.47 Distribution fixed/variable Fixed 88.62% Floating 11.38 A commitment to fixed-rate issuances is a strength: - Reducing risks. - Reducing volatility when making payments. Maturity Distribution Long term 99.46% Short term 0.54% Source: Comunidad de Madrid. (*) SEC 2010 Update: 31/12/2022 *Public entities: European and Spanish (ICO) Financial Institutions *Private entities, Private Banks 37

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