Vision 2025
Loan Growth - Through Different Interest Rate Environments
$ in millions.
$10,000
$8,000
$6,000
$4,000
$2,000
S.
2014
•
New Loan Originations
2015
2016
2017
2018
2019
2020
2021
2022
Mortgage & Consumer
Commercial & Industrial (C&I)
Commercial Real Estate
Loan Growth
$18,000
$16,000
$14,000
$12,000
$10,000
$8,000
$6,000
$4,000
$2,000
$0
2014
2015
2016
2017
2018
2019
2020
2021
2022
Commercial & Industrial (C&I)
Mortgage & Consumer
Commercial Real Estate
C&I and Commercial Real Estate loans made
up 78% of all originations in 2022 compared
to 49% in 2014
Mortgage and Consumer Loans are largely
holding flat in the current rate environment
Mortgage and Consumer loans - 40% of
total net loans
Commercial loans growing fastest over last
eight years
Office Building loans make up 5% of Net
loans. Avg LTV for Office Buildings are 52%
WaFd Bank
13View entire presentation