RBC Financial Strategy and Performance
Caution regarding forward-looking statements
RBC
From time to time, we make written or oral forward-looking statements within the meaning of certain securities laws, including the "safe harbour" provisions
of the United States Private Securities Litigation Reform Act of 1995 and any applicable Canadian securities legislation. We may make forward-looking
statements in this presentation, in other filings with Canadian regulators or the SEC, in reports to shareholders, and in other communications. Forward-
looking statements in this document include, but are not limited to, statements relating to our financial performance objectives, vision and strategic goals.
The forward-looking information contained in this presentation is presented for the purpose of assisting the holders of our securities and financial analysts in
understanding our financial position and results of operations as at and for the periods ended on the dates presented, as well as our financial performance
objectives, vision and strategic goals, and may not be appropriate for other purposes. Forward-looking statements are typically identified by words such as
"believe", "expect", "foresee", "forecast", "anticipate", "intend", "estimate", "goal", "plan" and "project" and similar expressions of future or conditional verbs
such as "will", "may", "should", "could" or "would".
By their very nature, forward-looking statements require us to make assumptions and are subject to inherent risks and uncertainties, which give rise to the
possibility that our predictions, forecasts, projections, expectations or conclusions will not prove to be accurate, that our assumptions may not be correct
and that our financial performance objectives, vision and strategic goals will not be achieved. We caution readers not to place undue reliance on these
statements as a number of risk factors could cause our actual results to differ materially from the expectations expressed in such forward-looking
statements. These factors - many of which are beyond our control and the effects of which can be difficult to predict - include: credit, market, liquidity and
funding, insurance, operational, regulatory compliance, strategic, reputation, legal and regulatory environment, competitive and systemic risks and other
risks discussed in the risk sections of our 2018 Annual Report and the Risk management section of our Q1 2019 Report to Shareholder; including global
uncertainty, Canadian housing and household indebtedness, information technology and cyber risk, regulatory changes, digital disruption and innovation,
data and third party related risks, climate change, the business and economic conditions in the geographic regions in which we operate, the effects of
changes in government fiscal, monetary and other policies, tax risk and transparency and environmental and social risk.
We caution that the foregoing list of risk factors is not exhaustive and other factors could also adversely affect our results. When relying on our forward-
looking statements to make decisions with respect to us, investors and others should carefully consider the foregoing factors and other uncertainties and
potential events. Material economic assumptions underlying the forward looking-statements contained in this presentation are set out in the Economic,
market and regulatory review and outlook section and for each business segment under the Strategic priorities and Outlook headings in our 2018 Annual
Report, as updated by the Economic, market and regulatory review and outlook section of our Q1 2019 Report to Shareholders. Except as required by law,
we do not undertake to update any forward-looking statement, whether written or oral, that may be made from time to time by us or on our behalf.
Additional information about these and other factors can be found in the risk sections of our 2018 Annual Report and the Risk management section of our
Q1 2019 Report to Shareholders.
Information contained in or otherwise accessible through the websites mentioned does not form part of this presentation. All references in this presentation
to websites are inactive textual references and are for your information only.
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