Q3 FY22 Financial Highlights

Indus Easy Credit for Individuals enabling digitization of Cards & PL with gains in efficiency and turnaround time % of digital sourcing Credit Cards Personal Loans 60% 60% Indus Ceasy CREDIT For Individuals Now Live Across Do It Yourself: 200,000 40% 40% 54% 50% 20% enquiries per month on the (Do 38% 20% 37% It Yourself)/ Self Service Journey 0% 0% Q3 FY 21 Q3 FY 22 Q3 FY 21 Q3 FY 22 Digital % Digital % • • . • Fully digital end to end paperless, presenceless, cashless journey for new to bank clients seeking personal loans or credit cards. Digital Checks for KYC, AML, Employment Verification Real Time Bank Statement Analysis Real Time Underwriting leveraging machine learning based algorithms Video-KYC enabled 138+ Offline Partners live 2 Digital partners live; 5 Digital Partners under integration 275+ Bank Sales team 660+ Partner Sales Team Indexed 100 TAT to Decision From To 1-2 Instant days Cost of Processing per unit No printing, • E-agreement, E-sign, E-stamping and E-nach setup Leverages 35+ internal and external interfaces to power the journey 50+ Branches and 500+ employees in branches 40 50 100 courier, scanning, data entry / processing 20 costs From Cost of Processing Το IndusInd Bank

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