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LENDING ASSETS CONTINUING OPERATIONS EXCLUDING LARGE / NOTABLE ITEMS AVERAGE INTEREST EARNING ASSETS $b 5 866 3 8 870 5 2 857 -15 -2 -2 2H20 Australia R&C New Zealand Institutional ex Markets Markets, Treasury, Other 1H21 Australia R&C New Zealand NET LOANS & ADVANCES (EOP) $b Institutional ex Markets Markets, Treasury, Other 2H21 12 630 617 5 4 8 614 -1 -6 -6 -3 Sep-20 Australia R&C New Zealand Institutional ex Markets Markets, Treasury, Other Mar-21 Australia R&C New Zealand Institutional ex Markets Markets, Treasury, Other Sep-21 ANZ 54

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