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Investor Presentaiton

KBC KATE From basic chatbot to hyper-personal digital assistant Sales effectiveness, operational efficiency, customer experience LEVEL 4: Kate offers hyper-personal solutions at the right time Hyper- personal & contextual LEVEL 3: Kate proactively offers actionable end-to-end solutions to unburden customers (to save time and money) LEVEL 4 LEVEL 3 LEVEL 2 LEVEL 1 Proactive & relevant End2end solutions Basic Q&A Powered by Al driven and automated lead life cycle management ? 56 of 74 LEVEL 2: Kate reactively offers digital end-to- end solutions to customers LEVEL 1: A chatbot answers basic questions from customers on day-to-day bankinsurance needs Highlights Profit & Loss Capital & Liquidity Looking forward BU & FY22 view Company profile KBC Strategy Sustainability Asset quality MREL & Funding
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