Digital Strategy and Data Analytics at IndusInd

Well Diversified Loan Book across Consumer and Corporate Products. 2,28,583 Loan Book Mix (*crs) 2,39,052 2,47,960 2,60,129 2,72,754 (crs) Consumer Banking Dec-22 % Vehicle Finance 71,665 26% 46% 46% 46% 47% 47% Commercial Vehicle 26,819 10% Utility Vehicle 8,311 3% 54% 54% 54% 53% 53% Small CV 3,365 1% Two-Wheeler 4,749 2% Dec-21 Mar-22 Jun-22 Sep-22 Dec-22 Car 9,993 4% Tractor 9,159 3% ■Consumer Banking Corporate & Commercial Banking Equipment Financing 9,269 3% Non-Vehicle Finance Small Corporates Mid Size Corporates 16% 4% (crs) Corporate Banking Dec-22 Large Corporates 71,053 27% Mid Corporates 44,201 16% Large Corporates 27% Small Corporates 11,756 4% Total Advances 1,27,010 47% 44,391 16% Business Banking 12,839 5% Loan Against Property 9,502 3% Vehicle Finance 26% Credit Card 7,714 3% Personal Loans 4,756 2% Merchant advances 3.094 1% BL, AHL, Others Microfinance 6,486 2% 29,688 11% Microfinance 11% Non Vehicle Retail 16% Total Advances 1,45,744 53% 8 IndusInd Bank

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