FY22 Financial Overview slide image

FY22 Financial Overview

Scotiabank in the Pacific Alliance¹ FY222 Chile Mexico Peru Colombia Scotiabank Market Share3,4 15.0% 8.0% 16.3% 5.3% Pacific Alliance Total/Average 10.8% Market Share Ranking 3,4 3rd 5th 3rd 6th n.a. Average Total Loans 5 (C$B) $48.1 $35.1 $21.5 $11.8 $116.5 Revenue 5,10 (C$B) $2.1 $2.3 $1.4 $1.0 $6.8 Net Income after NC15,10 (C$MM) $843 $746 $383 $44 $2,028 ROE6 14.4% 22.0% 13.8% 3.3% 15.2% # of Employees 4,7 7,398 8,969 8,882 5,675 Total Deposit Growth 2,8 Total Loan Growth 2,8 Productivity Ratio 2,6 30,924 Total PTPP Growth 2,8,9 12% 74% 10% Y/Y 70% Y/Y 68% 7% 120 81 83 75 122 108 12 12 22 122 Y/Y 9 9 891 11 875 851 9 21 21 22 48 48 67 71 60 50 50% 51% 49% 20 42 22 281 300 309 16 16 16 21 23 23 222 42% 42% 41% 216 210 212 42% 35 30 55 36 40% 40% 34 37 38 287 294 310 Q4/21 Q3/22 Q4/22 Q4/21 Q3/22 Q4/22 Mexico Peru Chile Q4/21 Q3/22 Q4/22 Q4/21 Q3/22 Q4/22 Colombia 1Figures excluding Wealth Management; 2 Growth rates (%) are on a constant dollar basis, while metrics are on a reported basis; 3 Ranking based on publicly traded banks by total loans market share; 4 As of September 2022; except Colombia as of July 2022 and Mexico as of August 2022; 5 For the 12 months ended October 31, 2022; 6 Refer to page 133 of the Management's Discussion & Analysis in the Bank's 2022 Annual Report, available on http://www.sedar.com, for an explanation of the composition of the measure. Such explanation is incorporated by reference hereto; 7Employees are reported on a full-time equivalent basis; 8 May not add due to rounding; 9 Pre-Tax, Pre-Provision Profit defined as revenues less expenses; 10Pacific Alliance Total Includes Other PAC 14
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