Investor Presentation Q4 FY22

Market Share Cards in force Dominant credit card player in India OSBI card Spends 19.1% 18.9% 18.3% 17.9% 17.6% 17.1% 19.4% 19.2% Transactions 17.7% 15.8% 19.8% 19.7% FY19 FY20 FY21 FY22 * FY19 FY20 FY21 FY22* FY19 FY20 FY21 FY22* *As per RBI report available till Feb'22 7

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