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Investor Presentaiton

Strong progressivity in Czech public pensions Future net replacement rate, by earning level, % • 120 100 80 60 60 40 20 20 Poland (65) United Kingdom (68) Source: Figure 1.16 vW 0.5 AvW Japan (65) Chile (65) Switzerland (65) Latvia (65) Canada (65) Germany (67) Sweden (65) Slovenia (62) OECD (66.1) Slovak Republic (64) Denmark (74) United States (67) Czech Republic (65) France (66) Netherlands (71) ◇ 2 AvW Spain (65) Italy (71) Austria (65) Hungary (65) Progressivity level is a normative, political choice Low replacement rates for high earners: low returns on high contributions · Current schedule is the result of complex rules to compute benefits Same level of progressivity can be achieved in a more simplified way Note: Future normal retirement age in brackets. The calculations show the pension benefits of a worker who enters the labour market in 2018 at age 22 and retires after a full career. 8
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