9MFY2020 Results - Investor Presentation
Deposits
| Driving CASA growth
Deposits (RM' bil)
CASA (RM' bil) and CASA Composition (%)
YTD Growth
Industry
≈2
24.8
6%1
24.9
22%
3%2
20.4
3%
6%2
Retail CASA
Non-Retail CASA
CASA Composition (%)
Customer deposits trend
YTD Growth Industry
9MFY20
FY19
FY18
105.7
1%
2%¹
CASA trend
9MFY20
106.9
12%
5%²
FY19
95.8
2%
5%²
FY18
Retail FD
Retail CASA
Non-Retail FD
AmBank Group Deposits Market Share (%)
Non-Retail CASA
23.4%
23.3%
21.8%
22.5%
22.8%
5.5%
5.5%
5.7%
5.5%
21.1%
20.7%
5.3%
5.4%¹
5.3%
24.9
24.8
106.8
106.9
105.7
23.1
23.4
100.8
102.8
98.6
102.7
22.0
22.1
10.4
13.4
12.5
20.8
9.5
10.6
11.5
11.6
12.5
13.4
11.5
11.6
44.7
10.6
10.4
36.6
35.9
42.0
9.5
41.0
44.1
47.0
11.4
11.3
11.7
11.4
11.6
11.8
12.2
11.3
11.4
11.7
11.4
11.6
11.8
12.2
41.3
42.9
40.0
40.1
38.6
35.3
34.0
Q1FY19
Q2FY19
Q3FY19
Q4FY19
Q1FY20
Q2FY20
Q3FY20
Q1FY19
Q2FY19
Q3FY19
Q4FY19
Q1FY20
Q2FY20
Q3FY20
Retail
Deposit
Mix
53.3%
53.8%
48.4%
48.2%
48.9%
45.8%
43.7%
Retail
CASA 54.2%
Mix
51.6%
52.8%
46.0%
50.1%
50.3%
49.3%
Based on BNM data from Mar'19 to Dec'19
Based on BNM data and in accordance with AMMB's financial period
9MFY2020 Results - Investor Presentation
1.
2.
AmBank Group
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