Investor Presentaiton

Sustained growth momentum ... leading to strong revenue growth across all subsidiaries. 20 BANK Q3 2023 Investor Presentation KCB Uganda Ʌ63% Tanzania South Sudan Burundi Rwanda DRC* Ʌ56% KShs 3.3B KShs 4.5B ^41% KShs 1.9B Ʌ16% KShs 1.2B Ʌ12% KShs 6.8B KShs 18.1B For People. For Better. Kenya Non-banking A29% KShs 1.1B KCB Bank Kenya A5% KShs 71.6B *Acquired in Q4 2022 NBK V1% KShs 8.3B

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