Investor Presentaiton

Capacity for sustainable growth in HK • Hong Kong is a sound and dynamic financial centre Hong Kong is a critical element of the Group • Strong performance in 1H12 • Good progress in achieving key strategic priorities across Global Businesses • Focused on growth opportunities in a challenging environment • China and RMB provide sustainable growth opportunities Accelerating collaboration between Global Businesses Strong liquidity provides foundation for further balance sheet and revenue growth 20 20

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