Investor Presentaiton

Consolidated and business line income statements (IFRS 17) (in € millions) H1 2022 HT 2023 Change restated HT 2022 business lines restated HT 2023 business lines Change (vs 2022 restated) Change (like-for-like) Net banking income 3,138 Operating expenses (2,432) 3,864 (2,443) 23.1% 3,480 0.5% (2,692) 4,230 (2,745) Gross operating profit 706 1 421 x 2.0 788 1 485 21.6% 2.0% 88.5% 21.4% 1.8% 88.3% Cost-income ratio 78.2% 63.8% - 14.3 pts 77.9% 65.5% - 12.5 pts -12,5 Pts Cost of risk (81) (101) 25,3% (81) (101) Operating profit 626 1320 x 2.1 707 1384 x 1.2 95.8% 24.5% 95.6% Change in goodwill 29 (and gains and losses on other assets) (37) na 29 (37) na na Share of profits of equity accounted 2 na 15 2 na 15 na companies Pre-tax profit 670 1 286 91.9% 752 1 350 79.6% 79.6% Income tax (133) (573) x 4.3 (117) (559) x 4.8 Net profit 537 713 32.8% 635 791 24.6% na 24.7% Non-controlling interests (134) (132) -1.6% (134) (132) -1.6% 87.1% Attributable net profit 402 580 44.2% 501 659 31.6% 7.7% (1) Group RONE 5.4% 8.6% 3.2 pts H1 2022 figures restated following the application of IFRS 17 (see methodology in the Appendices section) 1. RONE = Attributable net profit/Average risk weighted assets capitalised at 14%. RONE at 31/12/2022 = Attributable net profit at 31/12/2022/Risk weighted assets at 31/12/2022 under IFRS 17. INVESTOR PRESENTATION - SEPTEMBER 2023 16 LA BANQUE POSTALE

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