Investor Presentaiton

Movements in core earnings by segment. FY22 FY21 ($m) 124 98 (406) 232 26 466 9,725 9,458 (273) Up 3% FY21 core earnings ex Consumer Business WIB notable items NZ (A$) ex businesses sold 2H22 1H22 ($m) - 9 SB ex businesses sold Group Businesses Businesses sold FY22 core earnings ex notable items 452 84 37 37 (334) (39) 5,136 310 4,589 Up 12% 1H22 core earnings ex Consumer Business WIB notable items NZ (A$) ex businesses sold SB ex businesses Group Businesses Businesses sold sold Westpac Group 2022 Full Year Results Presentation & Investor Discussion Pack 2H22 core earnings ex notable items Westpac GROUP

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